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Small Business Guide 
People Who Work for You Recruiting and Hiring How Do You Do a Background Check? Checking Credit Reports State Laws for Credit Checks
People Who Work for You Recruiting and Hiring How Do You Do a Background Check? Checking Credit Reports State Laws for Credit Checks
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State Laws for Credit Checks
A number of states regulate the use of credit checks for job applicants. However, currently the federal law provides very strict requirements that in most cases will provide more protection for employees than the state laws do. Therefore, if you follow the federal rules, you'll generally be in compliance with your state law as well.
Having said that, this area of law continues to be one of much activity on the state level. Be sure to check your state's law and/or consult with your attorney to make sure you are in compliance with the current state law concerning the use of credit checks for job applicants.
