Small Business Guide
People Who Work for You
Benefits for Your Workers
Health Care Benefits
Which Benefits Should You Offer?
People Who Work for You
Benefits for Your Workers
Health Care Benefits
Which Benefits Should You Offer?Which Benefits Should You Offer?
There are many health benefits that you can consider offering to employees, including:
- health insurance, including:
- health maintenance organizations (HMOs)
- preferred provider organizations (PPOs)
- traditional fee-for-service indemnity insurance
- major medical policies
- dental care insurance
- vision care insurance
- medical savings accounts
In addition to choosing a type of plan, you'll need to make some other decisions, as well, including:
- which services your plan will cover (in some cases, there are state mandates and special rules for small businesses you should be aware of)
- which employees your plan will cover (you may choose to exclude part-timers, for instance)
- what waiting period and eligibility requirements new employees will have
- how health plan portability requirements affect you

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